body { 
margin-top: 10px;
margin-bottom: 10px; 
font:11pt verdana,arial,helvetica,sans-serif; color:#3d64af;  
background-color: #f5f5f5;
scrollbar-face-color:#3d64af;
scrollbar-arrow-color:#ffffff;
scrollbar-track-color:#b3083c; /*global red*/
scrollbar-highlight-color:#dddddd;
scrollbar-3dlight-color:#778899;
scrollbar-shadow-color:#000000;
scrollbar-darkshadow-color:#000080;
}
p {margin-top: 10px; margin-bottom: 10px;}
img {border: none;}
table {
	padding: 0px;
	border: none;
	border-collapse: collapse;
}
td {font:11pt verdana,arial,helvetica,sans-serif; color:#3d64af;}


li { margin-bottom: 5px;}
ul {margin-left: 20px; margin-bottom: 10px;}

hr {color:#b3083c; height: 1px;}

.bold {font-weight:bold;}
.underline {text-decoration:underline;}

h1 {
font: 10pt verdana,arial,helvetica,sans-serif; 
color: #3d64af; /*global blue*/
margin-top: 0px; 
margin-bottom: 0px; 
font-weight: bold;
padding: 0px 0px 0px 0px;
}


h2 {
font: 16pt verdana,arial,helvetica,sans-serif; 
color: #3d64af; /*global blue*/
margin-top: 0px; 
margin-bottom: 0px; 
font-weight: bold;
padding: 0px 0px 0px 0px;
}

h3 {
font: 11pt verdana,arial,helvetica,sans-serif; 
color: #8c8d8f; 
margin-top: 0px; 
margin-bottom: 0px; 
font-weight: bold;
padding: 0px 0px 0px 0px;
}

.border-home {
border-top: 5px #87cefa ridge;
border-right: 5px #87cefa ridge;
border-bottom: 5px #87cefa ridge;
border-left: 5px #87cefa ridge;
width: 850;
background-color: #ffffff;
}

.border-video {
background-color: #ffffff;
border-left: 1px #000000 solid;
border-right: 1px #000000 solid;
border-top: 1px #000000 solid;
border-bottom: 1px #000000 solid;
width: 360px;
}

.border-video2 {
background-color: #ffffff;
border-left: 1px #000000 solid;
border-right: 1px #000000 solid;
border-top: 1px #000000 solid;
border-bottom: 1px #000000 solid;
width: 640px;
}

.content {
background-color: #ffffff;
padding: 10px 20px 10px 20px;
}

.leftcolumn {
border-right: 1px #3d64af solid;
padding: 10px 10px 0px 10px;
background-color: #f5f5f5;
}


.leftcolumn2 {
border-right: 1px #3d64af solid;
padding: 10px 10px 0px 10px;
background-color: #4682b4;
}

.centercolumn {
border-right: 1px #3d64af solid;
padding: 10px 10px 0px 10px;
background-color: #ffffff;
}
.centercolumn2 {
border-left: 1px #b3083c solid;
border-right: 1px #b3083c solid;
padding: 10px 10px 0px 10px;
background-color: #3d64af;
}

.rightcolumn {
border-left: 1px #3d64af solid;
padding: 10px 10px 0px 10px;
background-color: #ffffff;
}
.rightcolumn2 {
border-left: 1px #b3083c solid;
padding: 10px 10px 0px 10px;
background-color: #4682b4;
}

td.nav { 
background-color: #003593; 
border-top: 3px solid #b3083c;
border-bottom: 3px solid #b3083c;
font-family: verdana,arial,helvetica,sans-serif;
font-size: 11pt; 
color: #ffffff;
padding: 1px 0px 2px 0px;
}

td.nav2 { 
background-color: #003593; 
border-top: 3px solid #b3083c;
border-bottom: 3px solid #b3083c;
font-family: verdana,arial,helvetica,sans-serif;
font-size: 10pt; 
color: #ffffff;
padding: 1px 0px 2px 0px;
}

a.nav:link { color: #ffffff; text-decoration: none }
a.nav:visited { color: #ffffff; text-decoration: none } 
a.nav:active { color: #ffffff; text-decoration: none }
a.nav:hover { color: #ffcc00; text-decoration: none } 

a.nav2:link { color: #ffffff; text-decoration: none }
a.nav2:visited { color: #ffffff; text-decoration: none } 
a.nav2:active { color: #ffffff; text-decoration: none }
a.nav2:hover { color: #ffcc00; text-decoration: none } 

.h0 {
font: 18px verdana,arial,helvetica,sans-serif; 
color: #ffffff; 
font-weight: bold; 
margin-bottom: -20px; margin-top:5px;
background-color: #3d64af;
border-left: 3px #b3083c ridge;
border-right: 3px #b3083c ridge;
border-top: 3px #b3083c ridge;
border-bottom: 3px #b3083c ridge;
padding: 2px 0px 5px 0px;
}


ul.silver {
 margin-top: 10px;
 margin-right: 0px;
 margin-left: 10px;
 background-color: #f5f5f5;
 font: 13px verdana,arial,helvetica,sans-serif; 
 color: #3d64af; /*global blue*/
 font-weight: bold;
 border-top: 2px #708090 solid;
 border-left: 2px #708090 solid;
 border-bottom: 2px #000000 solid;
 border-right: 2px #000000 solid;
 padding: 5px 0px 0px 20px;
 text-decoration: none;
 width: 360;
 display: block;
}

.box {
 margin-top:5px;
 margin-right:0px;
 margin-left:0px;
 margin-bottom:5px;
 background-color:#ffffff;
 border-top: 2px #b3083c dashed;
 border-left: 2px #b3083c dashed;
 border-bottom: 2px #b3083c dashed;
 border-right: 2px #b3083c dashed;
 padding: 0px 5px 0px 5px;
}

.consult {
 margin-top:5px;
 margin-right:0px;
 margin-left:0px;
 margin-bottom:5px;
 background-color:#ffffcc;
 border-top: 2px #b3083c dashed;
 border-left: 2px #b3083c dashed;
 border-bottom: 2px #b3083c dashed;
 border-right: 2px #b3083c dashed;
 padding: 5px 5px 5px 5px;
}

ul.list {
 margin-top:10px;
 margin-right:0px;
 margin-left:50px;
 font:11pt verdana,arial,helvetica,sans-serif; color:#000000;

}

.subheader {
margin-top: 0px; 
margin-bottom: 0px; 
padding: 5px 0px 5px 0px;
background-color: #4682b4;
border-top: 0px #000000 solid;
border-right: 0px #000000 solid;
border-bottom: 0px #000000 solid;
border-left: 0px #000000 solid;
}

.testimonials {
border: ridge #778899 5px;
margin-top: 0px;
margin-bottom: 0px;
width: 800; 
background-color: #ffffff;
}


.footer2 {
background-color: #3d64af;
border-left: 0px #000000 solid;
border-right: 0px #000000 solid;
border-top: 1px #000000 solid;
border-bottom: 0px #053D8A solid;
padding: 0px 0px 0px 0px;
}

.blue75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#3d64af;}
.blue75bold {font:7.5pt verdana,arial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue8 {font:11px verdana,arial,helvetica,sans-serif; color:#3d64af;}
.blue8bold {font:11px verdana,arial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue9 {font:9pt verdana,arial,helvetica,sans-serif; color:#3d64af;}
.blue9bold {font:9pt verdana,arial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue10 {font:10pt verdana,arial,helvetica,sans-serif; color:#3d64af;}
.blue10bold {font:10pt verdana,arial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue12bold {font:12pt verdana,aarial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue14bold {font:14pt verdana,aarial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}
.blue16bold {font:16pt verdana,aarial,helvetica,sans-serif; color:#3d64af; font-weight:bold;}

.red75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#b3083c;}
.red75bold {font:7.5pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red8 {font:8pt verdana,arial,helvetica,sans-serif; color:#b3083c;}
.red8bold {font:8pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red9 {font:9pt verdana,arial,helvetica,sans-serif; color:#b3083c;}
.red9bold {font:9pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red10 {font:10pt verdana,arial,helvetica,sans-serif; color:#b3083c;}
.red10bold {font:10pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red11bold {font:11pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red12bold {font:12pt verdana,rial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red14bold {font:14pt averdana,rial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.red16bold {font:16pt verdana,rial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}

.black75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#000000;}
.black75bold {font:7.5pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.black8 {font:11px verdana,arial,helvetica,sans-serif; color:#000000;}
.black8bold {font:11px verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.black9 {font:9pt verdana,arial,helvetica,sans-serif; color:#000000;}
.black9bold {font:9pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.black10 {font:10pt verdana,arial,helvetica,sans-serif; color:#000000;}
.black10bold {font:10pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.black11 {font:11pt verdana,arial,helvetica,sans-serif; color:#000000;}
.black11bold {font:11pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.black12bold {font:12pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}

.white75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.white75bold {font:7.5pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.white8 {font:8pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.white8bold {font:8pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.white9 {font:9pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.white9bold {font:9pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.white10 {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.white10bold {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.white11 {font:11pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.white11bold {font:11pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.white12bold {font:12pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}

.link10 {font:10pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link10:hover {font:10pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link10:active {font:10pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link75:hover {font:7.5pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link75:active {font:7.5pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link8 {font:8pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link8:hover {font:8pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link8:active {font:8pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link9 {font:9pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link9:hover {font:9pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link9:active {font:9pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}
.link10 {font:10pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link10:hover {font:10pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link10:active {font:10pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link11 {font:11pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link11:hover {font:11pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link11:active {font:11pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link12 {font:12pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link12:hover {font:12pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link12:active {font:12pt verdana,arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link16 {font:16pt arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link16:hover {font:16pt arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link16:active {font:16pt arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link15 {font:15pt arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link15:hover {font:15pt arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link15:active {font:15pt arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link14 {font:14pt arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link14:hover {font:14pt arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link14:active {font:14pt arial,helvetica,sans-serif; color:#008000; font-weight:bold;}

.link13 {font:13pt arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.link13:hover {font:13pt arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.link13:active {font:13pt arial,helvetica,sans-serif; color:#008000; font-weight:bold;}



.whitelink {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink:hover {font:10pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink:active {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink8 {font:8pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink8:hover {font:8pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink8:active {font:8pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink9 {font:9pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink9:hover {font:9pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink9:active {font:9pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink10 {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink10:hover {font:10pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink10:active {font:10pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink12 {font:12pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink12:hover {font:12pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink12:active {font:12pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink11 {font:11pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.whitelink11:hover {font:11pt verdana,arial,helvetica,sans-serif; color:#ffff00; font-weight:bold;}
.whitelink11:active {font:11pt verdana,arial,helvetica,sans-serif; color:#ffffcc; font-weight:bold;}

.whitelink75 {font:7.5pt verdana,arial,helvetica,sans-serif; color:#ffffff;}
.whitelink75:hover {font:7.5pt verdana,arial,helvetica,sans-serif; color:#ffff00;}
.whitelink75:active {font:7.5pt verdana,arial,helvetica,sans-serif;color:#ffffcc;}

.blacklink11 {font:11pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}
.blacklink11:hover {font:11pt verdana,arial,helvetica,sans-serif; color:#ffffff; font-weight:bold;}
.blacklink11:active {font:11pt verdana,arial,helvetica,sans-serif; color:#ffe4c4; font-weight:bold;}

.field {font:10pt arial narrow,arial,helvetica,sans-serif;}
.field2 {font:10pt arial,helvetica,sans-serif;}
.field3 {font:9pt arial,helvetica,sans-serif;}
.textarea {font:12pt arial,helvetica,sans-serif;}
.submitblue {font:9pt verdana,arial,helvetica,sans-serif; color:#0000ff; font-weight:bold;}
.submitred {font:9pt verdana,arial,helvetica,sans-serif; color:#b3083c; font-weight:bold;}
.submitblack {font:9pt verdana,arial,helvetica,sans-serif; color:#000000; font-weight:bold;}

.bgyellow {background-color:#ffff99;}
.bgyellowbold {background-color:#ffff99;font-weight:bold;}

.download {
border-left: 5px #000080 solid;
border-right: 5px #000080 solid;
border-top: 5px #000080 solid;
border-bottom: 5px #000080 solid;
width: 640;
background-color:#000080;
margin-bottom: 0px;
}

.download2 {
border-left: 5px #000080 solid;
border-right: 5px #000080 solid;
border-top: 0px #000080 solid;
border-bottom: 1px #000080 solid;
width: 640;
background-color:#f0f8ff;
padding: 0px 0px 0px 0px;
margin-top: 0px;
margin-bottom: 0px;
}

.downloadleft {
border-left: 0px #000080 solid;
border-right: 1px #000080 solid;
border-top: 0px #000080 solid;
border-bottom: 0px #000080 solid;
background-color:#f0f8ff;
padding: 0px 0px 0px 10px;
}

.downloadright {
border-left: 0px #000080 solid;
border-right: 0px #000080 solid;
border-top: 0px #000080 solid;
border-bottom: 0px #000080 solid;
background-color:#f0f8ff;
padding: 0px 20px 0px 10px;
}

.downloadfooter {
border-left: 5px #000080 solid;
border-right: 5px #000080 solid;
border-top: 0px #000080 solid;
border-bottom: 5px #000080 solid;
width: 640;
background-color:#000080;
padding: 10px 0px 10px 0px;
}